When it comes to saving money, a little know-how, some commitment, and practice all make the task easier as time goes on. Setting your child up with the opportunity to start saving money from a young age is an awesome way to ensure that they are prepared to make smart saving and investing decisions once they start working as an adult in the real world. Assigning paid tasks around the house and using jars as “bank accounts” for saving and spending is an effective foundation to start with. Here, you’ll learn tips, tricks, and techniques that can be implemented as your little one ages to accommodate their learning abilities and maximize their chance of saving success in the future.
13 November 2018
After an unprecedented period of very low interest, the Federal Reserve is once again incrementally pushing up the prime rate. These increases have a direct impact on home mortgage interest rates, as well as some other forms of credit. For prospective home buyers, rising home mortgage interest rates can mean having to buy a less expensive home in order to meet the requirements of their housing budget. If you are planning to purchase a home soon and are concerned about how higher mortgage interest rates will impact your plans, there are some additional ways to save money on the cost of buying a home that will help to offset them.
27 August 2018
It's the dreaded call that nobody wants to get in the middle of the night: "can you bail me out of jail?" If you hesitate before answering, that is a good thing. Although there are definitely times when bailing the caller out of jail is the right choice, it's not always so. You should ask yourself these questions before agreeing to post bail. How well do you know the person?
31 May 2018
When you are exploring potential home loans, you will encounter an assortment of different mortgage terms. The term of your loan refers to the length of the mortgage. For example, if you have a 30-year mortgage, your loan will be paid off in 30 years. One less-common home loan is the 40-year mortgage. Read on to learn a few important details about this loan product, including scenarios where it might suit your financial situation.
11 March 2018
Managing your finances can be one of the most stressful but important things that you can do. This is particularly true if you are looking at investing your money to help provide higher returns. For those that are looking at this option, retaining professional investment services can be an extremely wise decision to make due to several key advantages that these services can provide. 1. Understand The Tax Implications Of Your Investment Choices